Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency, located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is more than just an insurance agency; it's a dedicated partner for Arizona's construction and contracting professionals. We understand the unique risks and demands faced by businesses operating in this dynamic industry. Our mission is simple: to provide tailored insurance solutions that protect your livelihood and allow you to focus on building a successful future.
Why Contractors Need Specialized Insurance
The construction industry is inherently complex and carries significant risks. From general liability concerns related to property damage or personal injury on job sites to the complexities of equipment breakdown, vehicle accidents, and worker injuries, contractors face a unique set of exposures. Standard commercial insurance policies often fall short of providing adequate coverage for these specific risks. This is where The Contractor's Choice Agency comes in. We specialize in crafting insurance programs designed specifically for contractors, subcontractors, and construction-related businesses operating right here in the Phoenix area.
Our Core Insurance Services for Contractors
At The Contractor's Choice Agency, we offer a comprehensive suite of insurance products tailored to the needs of contractors in our local community:
General Liability Insurance
This essential coverage protects your business if you are sued for bodily injury or property damage resulting from your operations. For contractors working on projects in the Phoenix area, this is critical protection against potential claims from clients, customers, or third parties.
Commercial Property Insurance
Protect your Phoenix business location and equipment with insurance that covers damage from events like fire, windstorms, vandalism, or other covered perils specific to the Arizona climate and environment.
Workers' Compensation Insurance
Mandatory in most states, including Arizona, this insurance provides crucial medical benefits and wage replacement for employees injured on the job. We help navigate the complexities of workers' comp to ensure compliance and protect your workforce.
Commercial Auto Insurance
Contractors rely heavily on vehicles for transporting materials, equipment, and personnel. Our specialized auto insurance covers not just company-owned vehicles but also provides protection for employees driving company vehicles within the Phoenix service area.
Builder's Risk Insurance
Protect your construction projects while they are under way with coverage for physical loss or damage to buildings being constructed, renovated, or repaired in the Phoenix region.
Business Owner's Policy (BOP)
We often bundle General Liability and Property Insurance into a convenient BOP, offering contractors in Phoenix a streamlined, cost-effective solution with predictable premium payments.
Commercial Umbrella Insurance
For contractors managing larger projects or seeking enhanced liability protection beyond standard limits, our umbrella insurance provides an extra layer of defense against catastrophic claims.
Why Choose The Contractor's Choice Agency in Phoenix?
Our agency is uniquely positioned to serve contractors operating from our Phoenix location. We understand the local market dynamics, regulatory environment, and specific risks contractors face building and working within Maricopa County. Our team possesses deep industry knowledge and focuses solely on the insurance needs of construction businesses. This specialization allows us to provide expert advice, personalized service, and tailored coverage solutions that generic insurance providers simply cannot match. We are committed to building long-term relationships with our contractor clients, understanding their business, and being proactive in protecting their assets.
Local Expertise, Dedicated Service
Choosing The Contractor's Choice Agency means you're partnering with a local insurance provider who understands the specific challenges and opportunities within the Phoenix construction landscape. We pride ourselves on responsive customer service, clear communication, and a commitment to finding the right coverage solutions for your unique business needs.
Get the Right Coverage for Your Phoenix Construction Business
Protecting your investment and ensuring the continued success of your contracting business starts with the right insurance coverage. Don't leave your protection to chance. Contact The Contractor's Choice Agency today at 844-967-5247 or visit our website at https://contractorschoiceagency.com/ to schedule a consultation. Let us help you build a resilient insurance program designed specifically for contractors operating right here in Phoenix.
Frequently Asked Questions
Q1: What types of contractors does The Contractor's Choice Agency serve?
A: We serve a wide range of contractors operating from our Phoenix location, including general contractors, specialty contractors (like electrical, plumbing, HVAC, roofing), subcontractors, equipment rental companies, and businesses providing construction-related services within the Phoenix area.
Q2: Do I need workers' compensation insurance if I have just one employee?
A: In Arizona, businesses with one or more employees are required to carry workers' compensation insurance. We can help you navigate the specific requirements and find a cost-effective solution tailored to your Phoenix-based business.
Q3: How does Builder's Risk insurance work for a new construction project in Phoenix?
A: Builder's Risk insurance covers damage to buildings under construction in the Phoenix area. We work with you to determine the appropriate coverage limits and exclusions based on the project scope, timeline, and specific risks associated with the construction phase.
Q4: Can I get quotes over the phone, or do I need to visit the Chandler Blvd office?
A: While an in-person consultation can provide a deeper understanding of your needs, we offer comprehensive quotes over the phone. You can reach our Phoenix insurance agency at 844-967-5247, and our team will gather the necessary information to provide you with detailed insurance options.
Q5: What should I do if I have a claim and need assistance while working on a job site in Phoenix?
A: Our priority is to assist you promptly. If you experience a covered loss related to your construction business operating in the Phoenix area, please contact our agency immediately using the phone number provided. We handle claims management from our Chandler Blvd location to ensure your needs are met efficiently.